Inspection report
2020 Kia Optima LX
Montclair, CA · royal auto dealer
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Asking price
$11,999
64,817 mi
Estimated value
$14,414
MotorRank deterministic model
You save
$2,415
16.8% of est. value
AI value verdict
Deal score 85/100Good
“$2,415 below market · Good”
Asking $11,999 vs estimated $14,414 for 2020 Kia Optima LX at 64.8K mi (Good).
Vehicle details
LX
Body
D
Engine
2.4L 4 Cylinders
Transmission
Automatic
Drivetrain
FWD
Fuel
Gasoline
Exterior
Ebony Black
Interior
Black
Condition
Used
No accidents reported2 owners
Cost of ownership
Cost to own
5-yr estimate · 2020 Kia OptimaMonthly cash out
$955
5-yr running
$44,093
Per mile
$0.62
Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.
Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.