Inspection report
2020 Kia Optima LX
Fort Myers, FL · Sam Galloway Ford
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Asking price
$11,990
86,073 mi
Estimated value
$13,084
MotorRank deterministic model
You save
$1,094
8.4% of est. value
AI value verdict
Deal score 71/100Good
“$1,094 below market · Good”
Asking $11,990 vs estimated $13,084 for 2020 Kia Optima LX at 86.1K mi (Good).
Vehicle details
LX
Body
Car
Engine
2.4L 4Cyl Gasoline
Transmission
Automatic
Drivetrain
FWD
Fuel
Gasoline
Exterior
Snow White Pearl
Interior
Black cloth
Condition
Used
No accidents reported1 owner
Cost of ownership
Cost to own
5-yr estimate · 2020 Kia OptimaMonthly cash out
$865
5-yr running
$38,722
Per mile
$0.55
Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.
Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.