Inspection report
2020 Kia Optima SE
Wilmington, NC · Blue Water Motor Sports
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Asking price
$14,795
50,867 mi
Estimated value
$17,329
MotorRank deterministic model
You save
$2,534
14.6% of est. value
AI value verdict
Deal score 82/100Good
“$2,534 below market · Good”
Asking $14,795 vs estimated $17,329 for 2020 Kia Optima SE at 50.9K mi (Good).
Vehicle details
SE
Body
Car
Engine
2.4L 4Cyl Gasoline
Transmission
Automatic
Drivetrain
FWD
Fuel
Gasoline
Exterior
Gravity Grey
Interior
Black leather
Condition
Used
No accidents reported1 owner
Cost of ownership
Cost to own
5-yr estimate · 2020 Kia OptimaMonthly cash out
$800
5-yr running
$31,731
Per mile
$0.46
Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.
Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.