Inspection report
2020 Kia Optima EX Premium
Fort Worth, TX · Hiley Subaru
No saved inspection for VIN 5XXGU4L10LG413151.
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Asking price
$20,310
36,559 mi
Estimated value
$21,001
MotorRank deterministic model
You save
$691
3.3% of est. value
AI value verdict
Deal score 59/100Good
“Good · 36.6K mi”
Asking $20,310 vs estimated $21,001 for 2020 Kia Optima EX Premium at 36.6K mi (Good).
Vehicle details
EX Premium
Body
Car
Engine
1.6L 4Cyl Gasoline
Transmission
Automated Manual
Drivetrain
FWD
Fuel
Gasoline
Exterior
Snow White Pearl
Interior
Black leather
Condition
Used
No accidents reported1 owner
Cost of ownership
Cost to own
5-yr estimate · 2020 Kia OptimaMonthly cash out
$1,011
5-yr running
$38,287
Per mile
$0.56
Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.
Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.