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Inspection report

2020 Kia Optima SX

Phoenix, AZ · Carvana - Phoenix

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Asking price
$21,590
34,840 mi
Estimated value
$22,533
MotorRank deterministic model
You save
$943
4.2% of est. value

AI value verdict

Deal score 61/100
Good

Good · 34.8K mi

Asking $21,590 vs estimated $22,533 for 2020 Kia Optima SX at 34.8K mi (Good).

Vehicle details

SX

Body
Car
Engine
2.0L 4Cyl Gasoline
Transmission
Automatic
Drivetrain
FWD
Fuel
Gasoline
Exterior
Horizon Blue
Interior
Black leather
Condition
Used
No accidents reported1 owner

Cost of ownership

Cost to own

5-yr estimate · 2020 Kia Optima
Monthly cash out
$995
5-yr running
$35,957
Per mile
$0.54

Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.

Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown

Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.