Inspection report
2020 Kia Optima SX
Phoenix, AZ · Carvana - Phoenix
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Asking price
$21,590
34,840 mi
Estimated value
$22,533
MotorRank deterministic model
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$943
4.2% of est. value
AI value verdict
Deal score 61/100Good
“Good · 34.8K mi”
Asking $21,590 vs estimated $22,533 for 2020 Kia Optima SX at 34.8K mi (Good).
Vehicle details
SX
Body
Car
Engine
2.0L 4Cyl Gasoline
Transmission
Automatic
Drivetrain
FWD
Fuel
Gasoline
Exterior
Horizon Blue
Interior
Black leather
Condition
Used
No accidents reported1 owner
Cost of ownership
Cost to own
5-yr estimate · 2020 Kia OptimaMonthly cash out
$995
5-yr running
$35,957
Per mile
$0.54
Money out per month: recurring costs + loan payment. Doesn't include depreciation — see Resale below.
Annual miles
Ownership horizon
Driver age
State
1 · Monthly costWhat leaves your account every month
Yearly cash-out breakdown
Estimates use state averages — your actual costs depend on driving history, exact zip, and insurer.